Market Thesis
US real estate hamesha se stable returns aur portfolio diversification ke liye aik mehfooz zariya raha hai. Global investors ke liye ye market na sirf currency hedge faraham karti hai balkay rental yields mein bhi izafa karti hai.
Core Considerations:
- Federal laws foreign nationals ko unrestricted property ownership allow karti hain.
- Down payments typically 30% se 50% ke darmiyan fluctuate karti hain.
- Legal structures (LLCs) ka istemal privacy aur liability protection ke liye behad zaroori hai.
Financing & LTV Analysis
| Loan Program | Max LTV | Interest Type |
|---|---|---|
| Foreign National Portfolio | 70% | Fixed / ARM |
| Commercial Debt | 65% | Institutional |
| Bridge Financing | 60% | Short-term |
Taxation (FIRPTA)
FIRPTA ke tehat, sale price ka 15% withhold kiya jata hai. Iska maqsad ye ensure karna hai ke foreign investors apne capital gains par tax ada karein.
Note: Agar property $300,000 se kam ki hai aur buyer use as a residence istemal karne ka irada rakhta hai, to is withholding se chhutkara mil sakta hai.