Your Partner in Home Financing
Expert mortgage guidance for home buyers and real estate investors. Fast approvals, competitive rates, and personalized service you can trust.
Why Choose Me?
- Fast pre-approvals in 24 hours or less
- Access to 50+ lending institutions
- Specialized in first-time homebuyers
- Investment property financing expert
- No hidden fees or surprises
- Available 7 days a week for support
Guiding You Every Step to Homeownership
At Coast2Coast Mortgage, with David Kulick, we begin by understanding you—your goals, financial situation, and vision for the future. This allows us to craft a mortgage strategy tailored specifically to your unique circumstances.
Our hands-on approach guides you through every step of the process. We simplify industry jargon into clear, actionable advice, ensuring you always know where you stand.
We educate you on all available options, empowering you to make informed decisions with confidence. Every borrower’s journey is unique, and we take the time to understand your personal goals, financial situation, and property aspirations.
Whether you are a first-time homebuyer, an investor, or self-employed, we offer loan programs designed to meet your needs—from traditional options to creative financing strategies.
Mortgage Solutions
Comprehensive financing options tailored to your unique situation and goals
Home Purchase Loans
Conventional, FHA, VA, and USDA loans for primary residences. Get the best rates with personalized guidance through every step.
Refinancing
Lower your rate, reduce monthly payments, or tap into your home's equity. We'll find the refinance option that maximizes your savings.
Investment Properties
Specialized financing for rental properties and fix-and-flip projects. Portfolio loans and creative solutions for investors.
Fast Closings
Need to close quickly? Our streamlined process can get you to closing in as little as 14 days with complete documentation.
First-Time Buyers
Special programs with low down payments and educational support. We make the dream of homeownership accessible and stress-free.
Jumbo Loans
Financing for luxury properties and high-value homes. Competitive rates on loans above conventional limits with flexible terms.
Loan Programs
Common programs — we'll match to your goals and property type
Conventional
PopularHelpful for first-time buyers and credit rebuilding, with flexible guidelines.
FHA
3.5% downHelpful for first-time buyers and credit rebuilding, with flexible guidelines.
VA
0% downFor eligible veterans/service members — often great rates and no monthly MI.
Jumbo Loans
High balanceFor larger loan amounts with strong income/assets.
DSCR / Investor
InvestorsQualification based primarily on rental cash flow (when available).
Foreign National Loans
FlexibleBank statement, asset qualifier, or alternative documentation options.
* Programs depend on eligibility, property type, and state licensing/availability.
Client Success Stories
Real experiences from satisfied homeowners and investors
Get Your Free Quote
Fill out the form below and I'll get back to you with personalized options
Frequently Asked Questions
Common questions about the mortgage process
How much do I need for a down payment?
It depends on program, credit, and property type. Many buyers qualify with 3%–5% down, and VA may allow 0% down for eligible borrowers.
Can you help me compare payment vs rate strategies?
Yes — we can compare rate buydowns, term changes, PMI options, and cash-to-close to match your goals.
How fast can we close?
Timelines vary by lender and scenario. I'll give you an honest expectation after a quick review of docs and the property details.
Do you work with investors?
Yes. We can review DSCR-style options, cash-out, and rental strategies depending on product availability and guidelines.
What credit score do I need?
Minimum scores vary by program. Conventional loans typically require 620+, FHA 580+, but there are exceptions and workarounds.
Can I get pre-approved before finding a home?
Absolutely! Getting pre-approved first strengthens your offer and helps you shop within your budget confidently.
Contact Information
Get in touch to start your home financing journey
Get in Touch
Compliance & Licensing
Important Disclosure: This is not a commitment to lend. Loan approval is subject to underwriting and program guidelines. Terms and availability may vary by state and borrower qualifications.
Licensing Information
NMLS ID: # 1034355
Company: Coast2Coast Mortgage
Equal Housing Lender
Licensed in: Arizona, Arkansas, California, Idaho, Washington
Privacy Notice: We respect your privacy and will never share your personal information without your consent.