David Kulick

Professional Background

Whether you’re purchasing your first home, refinancing to improve your financial future, selling and moving into your next chapter, or building the home you’ve always dreamed of — choosing the right mortgage professional is one of the most important decisions you can make.

With over 20 years of experience in the mortgage industry, I understand that a home loan is far more than just a transaction — it’s a major life investment. Because mortgage programs, interest rates, and market conditions can change quickly, you deserve a trusted expert who can provide clear guidance, fast answers, and dependable advice every step of the way.

My goal is simple: to ensure you feel confident, informed, and supported while selecting the mortgage option that best fits your needs and your family’s future. I am committed to delivering a level of service that not only meets expectations, but consistently exceeds them.

I invite you to explore my website, review the wide range of loan programs available, and take advantage of helpful tools and calculators designed to make the mortgage process easier. When you're ready, you can apply in just a few quick steps using the secure online application.

Once your application is submitted, I will personally reach out to discuss the details and guide you through the next stages — or you may schedule a one-on-one consultation at your convenience through my online appointment request form.

Over the course of my career, I have had the privilege of helping thousands of families and real estate investors achieve their homeownership and investment goals. From first-time buyers to seasoned investors expanding their portfolios, I take pride in finding the right financing solutions that support long-term success.

As always, I’m here as a dedicated resource for you. Please feel free to contact me anytime by phone, email, or text for personalized service and expert mortgage guidance.