High-Value Home Financing with Low Down Payment
Our 5% Down Jumbo Loans make it possible to purchase high-value properties without the traditionally large down payment. Designed for buyers who need financing above conventional loan limits, this program allows you to secure your dream home while keeping more cash in your pocket for renovations, investments, or other priorities.
Avoid the 20% Down Requirement
Many jumbo loan programs require 20% or more upfront, but with our 5% Down Jumbo Loan option, you can achieve luxury homeownership much sooner. This opens the door to premium properties for qualified buyers who prefer to maintain liquidity rather than tie up funds in a down payment.
Competitive Rates & Flexible Terms
Even with a lower down payment, our jumbo loans feature competitive interest rates and flexible repayment options. We work with multiple lenders to ensure you get the best possible terms for your unique financial situation, whether you choose a fixed-rate or adjustable-rate mortgage.
"The Coast2Coast Advantage"
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From VA and FHA to DSCR, jumbo, and niche investment programs, we have a solution for every borrower.
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Licensed in Arizona, Arkansas, Washington, and Idaho with insights into each market.
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We work to secure the best terms possible while keeping costs manageable.
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Clear communication, fast turnaround, and guidance at every step.
Perfect for High-Cost Areas & Upscale Homes
If you’re purchasing in a high-cost market or targeting a luxury property that exceeds conforming loan limits, this program is ideal. From spacious suburban homes to upscale urban condos, a 5% Down Jumbo Loan can help you step into the high-end real estate market without delay.
Why Homebuyers & Investors Choose David Kulick – Coast2Coast Mortgage
With David Kulick – Coast2Coast Mortgage, we believe finding the right mortgage should be simple, transparent, and tailored to you. Whether you’re purchasing your first home, refinancing for better terms, or building an investment portfolio, we provide the expertise and loan options to make it happen.
We are known for
Unmatched Customer Service
Creative Financing Solutions
Speed & Efficiency
Trust & Transparency
"FAQs"
We offer a wide range of programs including VA Loans, FHA Loans, Conventional Loans, DSCR Programs, Short-Term Rental Loans, Jumbo Loans, USDA Loans, Self-Employed Loans, Pad Split Loans, and Foreign National Loans.
No. We work with borrowers across a wide credit spectrum and can recommend programs designed for those with less-than-perfect credit.
On average, most loans close within 30 days, but timelines can vary depending on the loan type and your readiness with required documentation.
We are currently licensed in Arizona, Arkansas, Washington, and Idaho, with deep expertise in each market’s unique lending requirements.
The easiest way is to contact us for a free consultation. We’ll review your goals, discuss your options, and guide you toward the best financing solution.
Your Mortgage, Your Way
With David Kulick – Coast2Coast Mortgage, we believe your financing should fit your life, not the other way around. That’s why we offer customized mortgage solutions designed around your goals, budget, and timeline. Whether you’re a first-time buyer, a seasoned investor, or refinancing for better terms, we tailor every detail to ensure your loan works for you—today and for years to come.
