Financing for Non-U.S. Citizens
Foreign National Loans are tailored for international buyers who wish to invest in U.S. real estate without requiring a Social Security number, U.S. credit history, or residency status. These programs make it possible for overseas investors to access the American property market with ease.

Flexible Documentation Options
Instead of traditional income and credit verification, Foreign National Loans rely on alternative documentation such as bank statements, international credit references, or asset verification. This flexibility simplifies the process for borrowers who live and work abroad.
Ideal for Investment or Vacation Homes
Whether you’re purchasing a rental property, a second home, or a vacation retreat in the United States, Foreign National Loans are designed to accommodate a variety of property goals while providing competitive terms.

"The Coast2Coast Advantage"

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From VA and FHA to DSCR, jumbo, and niche investment programs, we have a solution for every borrower.

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Licensed in Arizona, Arkansas, Washington, and Idaho with insights into each market.

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We work to secure the best terms possible while keeping costs manageable.

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Clear communication, fast turnaround, and guidance at every step.

Global Investment Made Simple
By removing the common roadblocks that foreign buyers face, these loans make cross-border investing more accessible. With the right financing partner, international clients can expand their real estate portfolio and benefit from U.S. market opportunities.
Why Homebuyers & Investors Choose David Kulick – Coast2Coast Mortgage
With David Kulick – Coast2Coast Mortgage, we believe finding the right mortgage should be simple, transparent, and tailored to you. Whether you’re purchasing your first home, refinancing for better terms, or building an investment portfolio, we provide the expertise and loan options to make it happen.
We are known for
Unmatched Customer Service
Creative Financing Solutions
Speed & Efficiency
Trust & Transparency
"FAQs"
We offer a wide range of programs including VA Loans, FHA Loans, Conventional Loans, DSCR Programs, Short-Term Rental Loans, Jumbo Loans, USDA Loans, Self-Employed Loans, Pad Split Loans, and Foreign National Loans.
No. We work with borrowers across a wide credit spectrum and can recommend programs designed for those with less-than-perfect credit.
On average, most loans close within 30 days, but timelines can vary depending on the loan type and your readiness with required documentation.
We are currently licensed in Arizona, Arkansas, Washington, and Idaho, with deep expertise in each market’s unique lending requirements.
The easiest way is to contact us for a free consultation. We’ll review your goals, discuss your options, and guide you toward the best financing solution.
Your Mortgage, Your Way
With David Kulick – Coast2Coast Mortgage, we believe your financing should fit your life, not the other way around. That’s why we offer customized mortgage solutions designed around your goals, budget, and timeline. Whether you’re a first-time buyer, a seasoned investor, or refinancing for better terms, we tailor every detail to ensure your loan works for you—today and for years to come.
