FHA Loans – Affordable Paths to Homeownership
With David Kulick – Coast2Coast Mortgage, we know that buying a home is one of life’s biggest milestones, and we believe it should be within reach for more people. That’s why we offer FHA Loans, a government-backed mortgage program designed to make homeownership easier for first-time buyers, families with limited savings, and those with less-than-perfect credit.
Low Down Payment Options
One of the biggest hurdles for homebuyers is the upfront cost. With FHA loans, you can secure financing with as little as 3.5% down, making it easier to step into your new home without draining your savings. This means you can move forward with your purchase sooner rather than later, even if you’re still building your nest egg.
Flexible Credit Requirements
Life happens, and sometimes your credit score doesn’t reflect your true potential as a homeowner. FHA loans are designed with more lenient credit standards, giving opportunities to borrowers who may have faced challenges in the past. Whether you’ve had late payments, limited credit history, or other obstacles, we work to find a pathway that works for you.
"The Coast2Coast Advantage"
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From VA and FHA to DSCR, jumbo, and niche investment programs, we have a solution for every borrower.
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Licensed in Arizona, Arkansas, Washington, and Idaho with insights into each market.
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We work to secure the best terms possible while keeping costs manageable.
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Clear communication, fast turnaround, and guidance at every step.
Competitive Interest Rates
Because FHA loans are backed by the Federal Housing Administration, lenders are able to offer interest rates that are often lower than conventional loan programs. Lower rates mean reduced monthly payments, helping you keep your mortgage manageable while maximizing your long-term financial stability.
Why Homebuyers & Investors Choose David Kulick – Coast2Coast Mortgage
With David Kulick – Coast2Coast Mortgage, we believe finding the right mortgage should be simple, transparent, and tailored to you. Whether you’re purchasing your first home, refinancing for better terms, or building an investment portfolio, we provide the expertise and loan options to make it happen.
We are known for
Unmatched Customer Service
Creative Financing Solutions
Speed & Efficiency
Trust & Transparency
"FAQs"
We offer a wide range of programs including VA Loans, FHA Loans, Conventional Loans, DSCR Programs, Short-Term Rental Loans, Jumbo Loans, USDA Loans, Self-Employed Loans, Pad Split Loans, and Foreign National Loans.
No. We work with borrowers across a wide credit spectrum and can recommend programs designed for those with less-than-perfect credit.
On average, most loans close within 30 days, but timelines can vary depending on the loan type and your readiness with required documentation.
We are currently licensed in Arizona, Arkansas, Washington, and Idaho, with deep expertise in each market’s unique lending requirements.
The easiest way is to contact us for a free consultation. We’ll review your goals, discuss your options, and guide you toward the best financing solution.
Your Mortgage, Your Way
With David Kulick – Coast2Coast Mortgage, we believe your financing should fit your life, not the other way around. That’s why we offer customized mortgage solutions designed around your goals, budget, and timeline. Whether you’re a first-time buyer, a seasoned investor, or refinancing for better terms, we tailor every detail to ensure your loan works for you—today and for years to come.
