Tailored Financing for Independent Earners
Self-Employed Loans are designed specifically for entrepreneurs, freelancers, and small business owners whose income may not fit the traditional W-2 mold. These loans provide flexible qualification methods that focus on your overall financial health rather than just standard income documentation.
Alternative Income Verification Options
Instead of relying solely on tax returns, Self-Employed Loans may allow you to use bank statements, profit and loss statements, or 1099 forms to verify your income. This makes it easier for independent earners to prove their ability to repay without being penalized for business deductions that lower taxable income.
Competitive Rates with Customized Terms
These loans offer competitive interest rates and a range of repayment terms designed to align with your unique financial situation. Whether you want a fixed-rate mortgage for stability or an adjustable-rate option for initial savings, Self-Employed Loans can be customized to fit your needs.
"The Coast2Coast Advantage"
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From VA and FHA to DSCR, jumbo, and niche investment programs, we have a solution for every borrower.
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Licensed in Arizona, Arkansas, Washington, and Idaho with insights into each market.
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We work to secure the best terms possible while keeping costs manageable.
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Clear communication, fast turnaround, and guidance at every step.
Empowering Business Owners to Build Wealth
Owning a home is a key step in building long-term wealth, and Self-Employed Loans help business owners achieve that goal. With the right financing in place, you can invest in a property that not only meets your personal needs but also strengthens your financial foundation.
Why Homebuyers & Investors Choose David Kulick – Coast2Coast Mortgage
With David Kulick – Coast2Coast Mortgage, we believe finding the right mortgage should be simple, transparent, and tailored to you. Whether you’re purchasing your first home, refinancing for better terms, or building an investment portfolio, we provide the expertise and loan options to make it happen.
We are known for
Unmatched Customer Service
Creative Financing Solutions
Speed & Efficiency
Trust & Transparency
"FAQs"
We offer a wide range of programs including VA Loans, FHA Loans, Conventional Loans, DSCR Programs, Short-Term Rental Loans, Jumbo Loans, USDA Loans, Self-Employed Loans, Pad Split Loans, and Foreign National Loans.
No. We work with borrowers across a wide credit spectrum and can recommend programs designed for those with less-than-perfect credit.
On average, most loans close within 30 days, but timelines can vary depending on the loan type and your readiness with required documentation.
We are currently licensed in Arizona, Arkansas, Washington, and Idaho, with deep expertise in each market’s unique lending requirements.
The easiest way is to contact us for a free consultation. We’ll review your goals, discuss your options, and guide you toward the best financing solution.
Your Mortgage, Your Way
With David Kulick – Coast2Coast Mortgage, we believe your financing should fit your life, not the other way around. That’s why we offer customized mortgage solutions designed around your goals, budget, and timeline. Whether you’re a first-time buyer, a seasoned investor, or refinancing for better terms, we tailor every detail to ensure your loan works for you—today and for years to come.
