Tailored Financing for Vacation & Short-Term Rentals
Short-Term Rental Loans are designed for property owners and investors who want to purchase or refinance homes intended for short-term stays, such as vacation rentals or Airbnb properties. These loans are structured with flexible guidelines to match the unique income streams that come from seasonal or nightly rentals. Whether you’re buying your first vacation property or expanding an existing rental portfolio, our financing solutions give you the flexibility to achieve your investment goals.
Leverage Rental Income for Qualification
Unlike traditional mortgages, Short-Term Rental Loans can consider projected or existing rental income when determining your eligibility. This means you can use your property’s potential earning power to strengthen your application. Even if your income comes from multiple sources, lenders can factor in market-based rental estimates to help you qualify for a higher loan amount.
Competitive Terms for High-Yield Properties
We understand that vacation rentals often command higher rates and occupancy than long-term leases. That’s why our Short-Term Rental Loan options feature competitive interest rates and flexible repayment terms that align with your property’s revenue potential. With the right financing, you can maximize your returns while keeping monthly costs manageable.
"The Coast2Coast Advantage"
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From VA and FHA to DSCR, jumbo, and niche investment programs, we have a solution for every borrower.
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Licensed in Arizona, Arkansas, Washington, and Idaho with insights into each market.
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We work to secure the best terms possible while keeping costs manageable.
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Clear communication, fast turnaround, and guidance at every step.
Ideal for Airbnb, VRBO, and Seasonal Rentals
Whether your property is listed on Airbnb, VRBO, or rented seasonally through private bookings, Short-Term Rental Loans can accommodate various hosting models. From beachfront condos to mountain cabins, our programs are built to help you succeed in the short-term rental market while meeting all local regulations and lender requirements.
Why Homebuyers & Investors Choose David Kulick – Coast2Coast Mortgage
With David Kulick – Coast2Coast Mortgage, we believe finding the right mortgage should be simple, transparent, and tailored to you. Whether you’re purchasing your first home, refinancing for better terms, or building an investment portfolio, we provide the expertise and loan options to make it happen.
We are known for
Unmatched Customer Service
Creative Financing Solutions
Speed & Efficiency
Trust & Transparency
"FAQs"
We offer a wide range of programs including VA Loans, FHA Loans, Conventional Loans, DSCR Programs, Short-Term Rental Loans, Jumbo Loans, USDA Loans, Self-Employed Loans, Pad Split Loans, and Foreign National Loans.
No. We work with borrowers across a wide credit spectrum and can recommend programs designed for those with less-than-perfect credit.
On average, most loans close within 30 days, but timelines can vary depending on the loan type and your readiness with required documentation.
We are currently licensed in Arizona, Arkansas, Washington, and Idaho, with deep expertise in each market’s unique lending requirements.
The easiest way is to contact us for a free consultation. We’ll review your goals, discuss your options, and guide you toward the best financing solution.
Your Mortgage, Your Way
With David Kulick – Coast2Coast Mortgage, we believe your financing should fit your life, not the other way around. That’s why we offer customized mortgage solutions designed around your goals, budget, and timeline. Whether you’re a first-time buyer, a seasoned investor, or refinancing for better terms, we tailor every detail to ensure your loan works for you—today and for years to come.
