VA Loans – Serving Those Who Served
With David Kulick – Coast2Coast Mortgage, we are honored to assist the brave men and women who have served our country by helping them achieve the dream of homeownership. VA loans are a unique benefit offered to veterans, active-duty service members, and eligible surviving spouses, providing a powerful combination of no down payment, competitive interest rates, and flexible qualification requirements.
Zero Down Payment Advantag
VA loans allow eligible veterans, active-duty service members, and surviving spouses to purchase a home with no down payment required. This unique benefit removes one of the biggest barriers to homeownership, helping you secure a property without years of saving.
Competitive Interest Rates
Backed by the U.S. Department of Veterans Affairs, VA loans typically offer lower interest rates compared to conventional mortgages. This means more affordable monthly payments and significant long-term savings over the life of your loan.
"The Coast2Coast Advantage"
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From VA and FHA to DSCR, jumbo, and niche investment programs, we have a solution for every borrower.
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Licensed in Arizona, Arkansas, Washington, and Idaho with insights into each market.
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We work to secure the best terms possible while keeping costs manageable.
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Clear communication, fast turnaround, and guidance at every step.
No Private Mortgage Insurance (PMI)
Unlike many other loan types, VA loans do not require PMI—even with no down payment. This helps reduce your overall monthly housing costs, allowing you to keep more money in your pocket each month.
Why Homebuyers & Investors Choose David Kulick – Coast2Coast Mortgage
With David Kulick – Coast2Coast Mortgage, we believe finding the right mortgage should be simple, transparent, and tailored to you. Whether you’re purchasing your first home, refinancing for better terms, or building an investment portfolio, we provide the expertise and loan options to make it happen.
We are known for
Unmatched Customer Service
Creative Financing Solutions
Speed & Efficiency
Trust & Transparency
"FAQs"
We offer a wide range of programs including VA Loans, FHA Loans, Conventional Loans, DSCR Programs, Short-Term Rental Loans, Jumbo Loans, USDA Loans, Self-Employed Loans, Pad Split Loans, and Foreign National Loans.
No. We work with borrowers across a wide credit spectrum and can recommend programs designed for those with less-than-perfect credit.
On average, most loans close within 30 days, but timelines can vary depending on the loan type and your readiness with required documentation.
We are currently licensed in Arizona, Arkansas, Washington, and Idaho, with deep expertise in each market’s unique lending requirements.
The easiest way is to contact us for a free consultation. We’ll review your goals, discuss your options, and guide you toward the best financing solution.
Your Mortgage, Your Way
With David Kulick – Coast2Coast Mortgage, we believe your financing should fit your life, not the other way around. That’s why we offer customized mortgage solutions designed around your goals, budget, and timeline. Whether you’re a first-time buyer, a seasoned investor, or refinancing for better terms, we tailor every detail to ensure your loan works for you—today and for years to come.
